Experienced Milwaukee real estate agent

Live in Milwaukee! Well, Cudahy but I am local. Lived here most of my life so I know the nooks and crannies, sights and dives. I cover all of Milwaukee county, Racine county, Waukesha and will travel for the right property, Listing, since it requires less travel, I will be open to other areas as well.

Think of this document as our official "team-up" agreement. It's a standard Wisconsin form that makes you my client and lays out how I'll work for you to find your new home. Let's walk through it in plain English. Here is a blank copy.(https://dsps.wi.gov/Documents/BoardCouncils/REB/Forms/WB-36.pdf) What This Agreement Does At its heart, the WB-36 Buyer Agency Agreement is a contract that hires my brokerage firm to represent you. By signing this, you become our client. This is important because it means we have a legal duty to work in your best interest, keep your information confidential, and negotiate on your behalf. It's like hiring an expert to be in your corner. 🤝 Key Sections Explained Let's break down the most important parts of the agreement. Exclusive Agreement & Exclusions • Exclusive Authority (Lines 1-4): This part says you're hiring our firm exclusively for a set period. It just means that while we're working together, you agree not to have another agent looking for properties for you. This ensures we can put our full effort into your search without any confusion. • Excluded Properties (Lines 14-29): This is your safety net. If there's a specific house you've already been talking to the owner about, or if you were working with another agent on certain properties, we can list them here. By "excluding" them, our agreement doesn't apply to those specific properties, which protects you from potentially owing a commission to two different agents. How Your Agent Gets Paid (Compensation) This section details how my firm is compensated for our work. It's fully negotiable. • Commission (Lines 32-45): Our commission is typically a percentage of the final purchase price. The good news is, you often don't pay this directly. • Payment by the Seller (Lines 53-56): We are authorized to be paid by the seller or the seller's real estate firm. This is the most common way it works. If the seller offers a commission that covers our agreed-upon fee, you pay nothing extra. If the seller's offer is less than what we agreed to in this contract, you would only be responsible for paying the difference. • When It's Earned vs. Paid: Our commission is technically "earned" when you have an accepted contract on a property. It then becomes "due and payable" on the day of closing. Our Duties and Yours • Our Duties (Lines 66-68 & 78-102): As your agent and client, we owe you a high level of duty. This includes loyalty, providing advice, negotiating for you, and not putting our interests ahead of yours. We'll also disclose all known material facts about a property, not just the bad stuff. • Your Duties (Lines 69-77): We ask that you cooperate with us by being reasonably available for showings and providing necessary documents. Most importantly, if you visit an open house or see a "For Sale by Owner" sign, please let them know you're working with me and refer them to me. This protects you and ensures all communication goes through the proper channels. Representation & Confidentiality This is a big one, as it defines our relationship and how we handle information. • Multiple Representation (Lines 106-134): What happens if you fall in love with a home that my firm is also the listing agent for? This is called "multiple representation." You have three choices: 1. Designated Agency: This is the most common choice. It means our firm can represent both you and the seller, but a different agent in our office will represent the seller, and I will continue to represent only you. I can still give you advice and negotiate for you. 2. Multiple Representation without Designation: Our firm (and sometimes even the same agent) represents both parties but must act as a neutral facilitator. We can't give advice or an opinion that favors one side over the other. 3. Reject Multiple Representation: You can say that you don't want our firm to represent both sides. If you choose a house we've listed, you would have to find a different agent from a different firm to write the offer. • Confidentiality (Lines 145-156): This is simple: your secrets are safe with us. Whatever you tell us in confidence—like the maximum price you're willing to pay—we must keep confidential, even after our agreement ends. The only exception is that we are required by law to disclose "Material Adverse Facts" (e.g., a leaky basement). Length of Contract: • Term of the Agreement (Lines 288-289): This is where we set the start and end dates for our agreement. • Termination (Lines 234-242): Because this is a legal contract, neither of us can just walk away without a valid reason, like a material breach of contract. This agreement makes our partnership official and ensures I can fully represent your best interests. Please let me know what questions you have!

While I am not the "money" side of the transaction, typically a lender is going to want to see around 630 credit score, two consecutive years of employment and a minimum 3.5% down. If you need referrals, I have a handful of lenders who through out the years have been GREAT to work with. I do not get any money by sending people their way, I just know that they will communicate, work weekends (your bank/CU loan officer usually does not and real estate does not stop on the weekends) and just generally be good at what they do. Making my life easier and yours. Call or text me if you need a list.

Timelines start ticking. The offer to purchase is basically a document of timelines till closing. First you pay your earnest money right away (five days usually). The earnest money sits with the seller's broker (or title company or my brokerage depends how the contract is written) and is a incentive for the buyer not to simply walk away from the offer. Keeps the buyer earnest! Then inspection, appraisal, financing and closing. The inspection is for THE BUYER to all the issues in the home they are buying. Since most of the time the purchase is not new construction the home will come with normal items that are going to be found in virtually any home that age. These things will be on the report but really what an inspector is hired for is to find expensive or long term issues. The appraisal is for THE LENDER and is much less in depth than the inspection. The bank simply wants a third party opinion on if the amount of money the buyer has offered, and in turn the bank is lending, is actually the correct amount according to the market. The financing deadline is dependent on the appraisal, the bank needs the numbers to get the buyer a loan commitment by the end of this deadline. It's a document.... well... committing to issue the loan. And then closing deadline. On the finance side, it's not uncommon for numbers to be changing till day of. As far as the real estate side, we will have done a final walkthrough just prior to closing, you know make sure the place has not burnt down before you buy it. On day of we will meet at a title company usually. The buyer will sign a million documents and keys and hugs will be exchanged! And I'll be there the whole time, a call or text away.

Depends. If the property's max value for the area is $170k, and currently your home is likely $150k, redoing the kitchen and bath may not make sense. Can you do it yourself... well? Do you have access to cheap material? Then maybe! What's is more informative is if you ask me to provide after-repair values on your home. That will give us a range of where we are at and where we could be. Call or text me (tel:12628759414)and ask for ARV on your home.